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Montana Paycheck Calculator

Enter your gross pay, how often you are paid and your filing status. Montana is already selected. Montana taxes wages in 2 brackets, from 4.7% to 5.65% (2026), after a state standard deduction of $16,100 for single filers and $32,200 for married couples filing jointly.

Your numbers

This state taxes income in brackets and the calculator uses its 2026 bracket table. Type a rate only to override it; it is then applied to all taxable pay.

Counts toward state dependent exemptions or credits where the state has them. The federal child tax credit is not included.

Some cities and counties tax income. Leave empty if yours does not.

Result

Estimate for information only, not professional advice. Last reviewed .

Tax year 2026. Tax figures last updated October 29, 2026. Sources.

How we calculate it

Your yearly gross pay is the pay per period times the number of periods. Federal income tax comes from the 2026 IRS brackets after the standard deduction and your pre-tax 401(k) and health insurance. Social Security and Medicare are taken from wages as well.

Montana taxes wages in 2 brackets, from 4.7% to 5.65% (2026), after a state standard deduction of $16,100 for single filers and $32,200 for married couples filing jointly. The calculator uses that bracket table for your taxable pay; type a rate in the optional field to override it.

On $2,500 gross every two weeks with 5% to a 401(k) and $100 of health insurance, a single filer in Montana takes home about $1,824.43 per paycheck: federal income tax $189.15, Social Security $148.80, Medicare $34.80 and state income tax $77.82.

Take-home pay in Montana at five salaries (single filer paid every two weeks, 5% to a 401(k), $100 of health insurance, 2026 tax data): $40,000: $1,137.07 per paycheck; $60,000: $1,686.95 per paycheck; $80,000: $2,206.72 per paycheck; $100,000: $2,676.58 per paycheck; $150,000: $3,837.32 per paycheck.

Montana compared with the other 50 states and DC (rank 1 is the lowest): state income tax on $75,000 of wages for a single filer is about $2,877 a year, rank 34 of 51 (median $2,550); the combined state and average local sales tax rate is 0%, rank 1 (median 7%); the effective property tax rate is 0.689%, rank 19 (median 0.789%). The income tax figure comes from this calculator’s bracket data, the property tax figure from the Census Bureau, and the sales tax figure from the same file as the rates above.

Beyond your paycheck in Montana: the median home value is $427,500 and homeowners pay a median of $2,947 a year in property tax (about $246 a month), $3,167 for homes with a mortgage and $2,674 for homes without one (U.S. Census Bureau, ACS 2025). Montana has no state or average local sales tax, so purchases carry no sales tax on average.

Assumptions and limits

  • An estimate for tax year 2026 using the standard deduction. Your employer withholds from your Form W-4 and the state’s withholding tables, so real paychecks can differ.
  • Montana is not among the states the Tax Foundation lists with local income taxes (Alabama, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New York, Ohio, Oregon, Pennsylvania), so for most workers there is none to add. You can still type a local rate if you know one applies.
  • The federal child tax credit and other credits are not included.
  • Verification of the Montana figures: rates and brackets were compared with the official source on 2026-10-30. Matches Department of Revenue 2026: 4.7% to $47,500 single or $95,000 joint, 5.65% above. Source: https://revenue.mt.gov/news/recent-news/HB-337

Frequently asked questions

Does Montana have a state income tax?

Yes. Montana taxes income in 2 brackets from 4.7% to 5.65%. The calculator applies the bracket table, so the tax rises with your income, and the average rate is lower than the top rate.

How much is taken out of a $2,500 biweekly paycheck in Montana?

On $2,500 gross every two weeks with 5% to a 401(k) and $100 of health insurance, a single filer in Montana takes home about $1,824.43 per paycheck: federal income tax $189.15, Social Security $148.80, Medicare $34.80 and state income tax $77.82.

Is there a local income tax in Montana?

Montana is not among the states the Tax Foundation lists with local income taxes (Alabama, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New York, Ohio, Oregon, Pennsylvania), so for most workers there is none to add. You can still type a local rate if you know one applies.

What are the sales and property taxes in Montana?

Montana has no state sales tax. The typical homeowner pays about $2,947 a year in property tax, an effective rate of 0.689% (U.S. Census Bureau, ACS 2025).

Why is my real Montana paycheck different from this estimate?

Employers withhold using your Form W-4 and the state’s tables. A second job, extra withholding, dependents, benefits and local taxes all change the result. This calculator estimates the tax for the year and divides it by your pay periods.

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Worked example (a fixed example using the starting numbers, it does not change as you type)

Inputs: Gross pay per pay period ($) = 2500; How often you are paid = Every two weeks (26); Filing status = Single; State you work in = Montana; Dependents (for state exemptions) = 0; Pre-tax 401(k) contribution (% of pay) = 5; Pre-tax health insurance per pay period ($) = 100; Extra federal withholding per pay period ($) = 0.

  • Take-home pay per biweekly paycheck $1,824.43
  • Gross pay per biweekly paycheck $2,500.00
  • Federal income tax $189.15
  • Social Security $148.80
  • Medicare $34.80
  • State income tax $77.82
  • Local income tax $0.00
  • 401(k) contribution $125.00
  • Health insurance $100.00
  • Take-home pay per year $47,435.05
  • Total tax as a share of gross pay 18.02%
  • Federal marginal rate 12%

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Last reviewed: . Formulas and assumptions are described on our methodology page. For information only; not professional advice.